Disclosure: Deploy Finance publishes this page and offers a competing product that appears in it.
Not financial advice. Crypto, DeFi and perpetual-futures strategies can lose money, including your whole deposit. Yields are variable, and past or backtested results do not predict future returns. Read the risk disclosure.
Bybit Easy Earn and Deploy Finance both pay you on idle USDC. Easy Earn is Bybit's savings shelf: flexible products you can leave anytime and fixed-term products that lock a rate. Deploy Finance runs autonomous agents from a wallet you own, one of which collects perpetual funding with a hedged position.
The overlap is a stablecoin balance that earns without you trading. The asymmetry is custody and rate. Bybit holds the USDC and publishes a rate that floats or locks depending on the product. Deploy leaves the USDC in your wallet and earns whatever funding the perpetual market pays.
Compare Bybit Easy Earn and Deploy Finance
| Bybit Easy Earn | Deploy Finance | |
|---|---|---|
| Product model | Exchange savings: Flexible Term, Fixed Term, and Fixed Rate Loan products | Curated autonomous agents trading from a self-custodial wallet |
| Who holds the USDC | Bybit | You |
| Rate | Flexible: floating, recalculated hourly, often tiered so smaller balances earn more. Fixed: locked when you subscribe | Market-set: Hyperliquid funding on the agent's position |
| Lock-up | Flexible: none. Fixed: until the term ends | None documented |
| Exit | Flexible: anytime. Fixed: at maturity | Revoke the agent, exit the strategy, withdraw to your own address |
| Directional option | None in Easy Earn | Superstar |
What is Bybit Easy Earn?
Bybit Easy Earn is the savings part of Bybit Earn. It sits alongside staking, Dual Asset, and other structured products.
How Easy Earn works
- Flexible Term has no lock-up. The APR floats with market conditions, is calculated hourly, and is often tiered, with the highest rate applying only to the first slice of a balance.
- Fixed Term locks both the rate and the duration when you subscribe, and the rate does not change for the term.
- Fixed Rate Loan lets you lend at a fixed rate to borrowers on the platform.
- Bybit runs promotions that boost rates on selected assets for a limited time, usually with balance caps.
Easy Earn's strength is convenience. If you trade on Bybit, idle USDC can earn without leaving the exchange and can move back to your trading account quickly. The trade-offs are custodial exposure to Bybit and a rate that Bybit sets, tiers, and changes.
Deploy Finance: a market rate on a position you own
Deploy Finance runs two live agents, both funded and settled in USDC.
- Income: Funding Rates holds roughly 75% of capital as the spot asset and uses 25% to back a 3x perpetual short of matching notional on Hyperliquid. Leveraged longs pay funding to the short every hour. The agent rebalances automatically and closes positions rather than paying when funding turns negative.
- Superstar takes long or short positions on perpetual markets under a defined strategy.
You sign in with email or Google, and Deploy creates a self-custodial wallet on Privy's embedded-wallet infrastructure. You withdraw USDC from Bybit to that wallet, choose an agent and allocation, and approve a session key that can trade but cannot transfer or withdraw. You can revoke it at any time.
There is no tier that caps how much of your balance earns the rate, and no promotion that expires. The agent earns funding on your whole allocation, whether funding is high or low that week.
When should you choose Deploy Finance or Bybit Easy Earn?
Choose Deploy Finance when:
- You want your USDC in a wallet you own rather than on an exchange.
- You want the same return source on your whole balance, with no tiered caps.
- You want to exit without waiting for a fixed term to mature.
- You want a directional agent available from the same wallet.
Choose Bybit Easy Earn when:
- You trade on Bybit and want idle balances earning between trades.
- You want a fixed rate locked for a known term.
- You want to catch Bybit's time-limited promotional rates on specific assets.
- You want savings across many assets, not only USDC, in one account.
Different custody models: Bybit pays savings rates on assets it holds for you. Deploy Finance runs an agent inside a wallet you hold. No integration between the products is implied.
Learn more
- Income: Funding Rates overview
- Deploy Finance vs Exchange Earn Programs
- Deploy Finance vs exchange trading bots
- Withdraw funds
- Bybit Easy Earn FAQ
Start with Deploy Finance
Create a self-custodial Deploy Finance wallet and review the live agents.
